According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be
Dec 13, 2022
If you are venturing into the world of rental properties, it's time to learn the ins and outs of non-owner-occupied mortgages. This is a special type of home loan for a property you buy but do not int
Dec 08, 2022
If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, se
Dec 06, 2022
With interest rates doubling in the past year, you may think that it’s no longer a good time to refinance your mortgage. However, the truth is there may be some circumstances that make now a perfect t
Dec 01, 2022
With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them.
Nov 29, 2022
Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients.
All of us at Next Step Home Loans, LLC would like to wish you a Ha
Nov 24, 2022